* Save 5% if you apply online for Marks & Spencer Travel Insurance (Available for new customers only)
* No excess option if you pay a little bit more - apart from excesses applied for medical conditions
* Cover up to £6,000 for cancellation or curtailment.
* Up to £2,500 per person for baggage
* Best Online Travel Insurance Provider, Your Money Direct Awards 2005 & 2006
* Personal Travel Assistant helps with travel, accommodation, car rental, shopping and more
* Up to £10m for emergency medical expenses
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